Here at Gulf South Mortgage, we are a unified team with essential experience and like mentality. Each employee is invested in your loan and the process of achieving your goal of home ownership. Our company’s objective is not only to close on your home loan, but make it a smooth transaction. We are here to help you understand the guidelines, ease your concerns and answer any questions you may have along the way. Please take a moment to learn a little about each of our dedicated team members. We look forward to meeting you!

Contact Information

12292 Ashley Drive

Gulfport, MS 39503


Tel: 228-831-0933

Fax: 228-831-0518


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Chris Ladner


Kelley Ladner

Office Manager/Marketing

Ashley Wills

Loan Processor

Rebecca Sullivan

Loan Processor

Joseph Thompson

Loan Originator

Chris Ladner is the owner of Gulf South Mortgage and a lifelong resident of the Mississippi Gulf Coast. He has over twenty years’ experience in lending and investments. Chris has a B.S.B.A. in Banking and Finance from the University of Mississippi in Oxford. He worked as a financial advisor and commercial banker before settling into the mortgage industry. Chris values his clients and tries diligently to provide exceptional customer service that surpasses traditional expectations. Chris is highly motivated and enjoys working closely with realtors and builders. He treats each loan with significance and gratitude. Contact Chris by email at ChrisLadner@

Kelley Ladner is the owner of Gulf South Mortgage and wife to Chris. She is also a lifelong resident of the Mississippi Gulf Coast and has a B.S.B.A. in Marketing from the University of Southern Mississippi. She has an advertising background and has worked as a Marketing Consultant for the Sun Herald Newspaper and South Mississippi Living Magazine. Kelley is the Office Manager for Gulf South Mortgage and loves working alongside her husband each day. She and Chris relish the opportunity to make borrower’s dreams of home ownership a reality and support the realtors and builders of the Gulf Coast. They have two beautiful little boys whom they hope will one day manage Gulf South Mortgage. Contact Kelley by email at KelleyLadner@

Ashley Wills joined Gulf South Mortgage in August of 2013. She is a loving mother, wife and 2008 Business graduate from the University of Southern Mississippi. Ashley has more than 8 years of experience in loan processing, title preparation and real-estate closings. Ashley worked as a closer for Performance Title where she prepared the HUD’s for over 200 loan closings a month. As a loan processor, Ashley’s main goal is to provide accurate and open communication with her borrowers with true sincerity and integrity. She makes all efforts to shape the home buying process to be swift and satisfying. Contact Ashley by email at Ashley@

Rebecca Sullivan recently joined Gulf South Mortgage as a loan processor and has found a natural fit within the industry.  Prior to becoming part of the Gulf South team, Rebecca enjoyed a career as a preschool teacher.  She is a native to south Mississippi and loves helping others as they plant their roots here on the Gulf Coast. With a warm smile, Rebecca has the opportunity of welcoming each person that walks in the door of Gulf South Mortgage and guiding them upon greeting. Though the mortgage process can sometimes pose its challenges, her desire is the make the requests easier by aiding in all aspects of the transaction. She looks forward to continuing to help Gulf South Mortgage's clients pursue their homeownership goals. Contact Rebecca by email at Rebecca@

Joseph Thompson’s approach to mortgage transactions and life is “win-win.” This philosophy is rooted in the belief that everyone involved in a transaction should be satisfied with the outcome. Greater than 25 years in professional, customer-service roles, Joseph has tailored this philosophy into a daily routine. Since 1997, helping families and individuals pursue their goal of home ownership has been his objective. Sometimes the mortgage process can seem complicated, but Joseph’s desire is to provide a prospective homebuyer with the knowledge, tools and professional experience to make the process what it should be – the true American Dream! With the right approach and navigation, the potential obstacles one could possibly face in trying to obtain a mortgage can be overcome, and dreams can be a reality. Contact Joseph by email at JosephThompson@

• Competitive Rates

• Low Fees

• Comprehensive Consultation

• Unparalleled Personal Service

• Timely Closings


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